Presentation of information
Financial data
Graphs
Consolidated profit and loss account summary
Selected financial statistics
Consolidated balance sheet summary
Weighted risk assets and capital ratios
Selected financial statistics
Business description
Introduction
Retail Financial Services
Corporate Banking
Barclays Capital
Barclays Global Investors
Other operations
Head office functions
Competition
Changes in reporting of Group structure in 1999
Changes in accounting presentation
Financial review
Overview
Profit/(loss) before tax
Total assets
Weighted risk assets
Summary profit and loss account
Analysis of results by business
Introduction
Retail Financial Services
(incorporates UK Retail Banking and Barclaycard)
Corporate Banking
Barclays Capital
Barclays Global Investors
Business in Transition
Other
(incorporates Other operations and Head Office functions)
Results by nature of income and expense
Introduction
Net interest income
Net interest income
Prevailing average interest rates
Average interest earning assets and liabilities
Yields, spreads and margins
Non interest income
Net fees and commissions
Dealing profits
Other operating income
Costs
Administrative expenses - staff costs
Administrative expenses - other
Depreciation and amortisation
Provisions
Provisions for bad and doubtful debts
Provisions for contingent liabilities and commitments
Exceptional Items
Loss on sale or restructuring of BZW
(Loss)/Profit on disposal of other undertakings
Tax
Total assets and liabilities
Repo transactions
Restructuring charge
Average balance sheet and net interest income
At year end
Changes in net interest income - volume and rate analysis
Capital Resources
Capital resources
Capital ratios
Capital adequacy data
Deposits
Short-term borrowings
Securities
Risk Management
Introduction
Operational risk management
Legal risk management
Market risk management
Liquidity risk management
Credit risk management
Credit risk
Analysis of loans and advances
Loans and advances to banks
Loans and advances to customers
Provisions for bad and doubtful debts
Potential credit risk lendings
Cross-border outstandings
Trading activities
Treasury asset and liability management
Other information
Economic and monetary environment
Supervision and regulation
Year 2000 readiness disclosure
Factors that may affect future results
Directors and officers
Directors' report
Corporate governance
Introduction
The Board and Board Committees
Report on Remuneration
Introduction
Review of Share Incentive Schemes
Service Contracts
1999 Directors' emoluments
Pension arrangements
Share options
Relations with Shareholders
Accountability and Audit
Auditors' report
UK audit report to the members of Barclays PLC
UK audit report to the Boards of Directors and shareholders of Barclays PLC and Barclays Bank PLC
Consolidated accounts - Barclays PLC
Summary of significant accounting policies
Acconting presentation
Consolidated profit and loss account
Statement of total recognised gains and losses
Consolidated balance sheet
Consolidated statement of changes in reserves
Consolidated cash flow statement
Parent company accounts
Notes to the accounts
Form 20-F
Cross reference
Currency of presentation
Glossary
Consolidated accounts - Barclays Bank PLC
Consolidated profit and loss account
Statement of total recognised gains and losses
Consolidated balance sheet
Consolidated statement of changes in reserves
Consolidated cash flow statements
Notes to the accounts
Financial data
US GAAP financial data
Shareholder information
Dividends
Trading market for ordinary shares of Barclays PLC
Trading market for preference shares of Barclays Bank PLC
Shareholdings at year end
Taxation
Exchange controls and other limitations affecting security holders
Shareholder enquiries
Group senior management and principal offices
Annual Review and SFS