 |
|
|
|
|
|
16 Loans and advances to banks
|
|
|
|
2000 |
1999 |
|
|
|
£m |
£m |
|
 |
|
Repayable |
|
on demand |
|
2,094 |
967 |
|
not more than three months |
|
27,401 |
31,146 |
|
over three months but not more than one year |
|
5,967 |
6,375 |
|
over one year but not more than five years |
|
829 |
934 |
|
over five years |
|
161 |
228 |
|
|
|
|
|
36,452 |
39,650 |
|
Less: |
|
|
|
|
Provisions (including country risk) |
|
(26) |
(24) |
|
|
|
|
|
36,426 |
39,626 |
|
|
|
|
|
2000 |
1999 |
|
|
|
£m |
£m |
|
|
|
By geographical area |
|
Banking business: |
|
|
|
|
UK |
|
3,345 |
6,307 |
|
Other European Union |
|
2,042 |
2,173 |
|
United States |
|
2,056 |
2,118 |
|
Rest of the World |
|
2,153 |
2,497 |
|
|
|
Total banking business |
|
9,596 |
13,095 |
|
Total trading business |
|
26,856 |
26,555 |
|
|
|
|
|
36,452 |
39,650 |
|
|
|
At 31st December 2000, there were loans and advances to banks of £55m (1999 £61m) outstanding from associated
undertakings and joint ventures.
The Group is required to maintain balances with central banks and other regulatory authorities and these amounted to £646m
at 31st December 2000 (1999 £454m).
Additional analyses are provided within the loans and advances, provisions for bad and doubtful debts and potential credit risk
lendings sections of the financial review.
The geographic analysis of the banking business is based on the location of the office from which the lendings are made. The
trading business, which is largely carried out in the UK, the United States and Japan is more international in nature and has not
been analysed geographically. It primarily constitutes settlement and reverse repo balances.
|
