| Notes to the accounts | ||
| 18 Provisions for bad and doubtful debts | ||||||||
| 2000 | 1999 | |||||||
Movements in provisions for bad and doubtful debts |
Specific £m |
General £m |
Total £m |
Specific £m |
General £m |
Total £m |
||
| Provisions at beginning of year | 1,311 | 672 | 1,983 | 1,215 | 728 | 1,943 | ||
| Acquisitions and disposals | 71 | 48 | 119 | (2) | (8) | (10) | ||
| Exchange and other adjustments | 4 | – | 4 | 21 | (34) | (13) | ||
| 1,386 | 720 | 2,106 | 1,234 | 686 | 1,920 | |||
| Provision for the year | 777 | 40 | 817 | 635 | (14) | 621 | ||
| Amounts written off, net of recoveries of £114m (1999 £93m) | (570) | – | (570) | (558) | – | (558) | ||
| Provisions at end of year | 1,593 | 760 | 2,353 | 1,311 | 672 | 1,983 | ||
Provisions at 31st December |
2000 £m |
1999 £m |
||||||
| Specific provisions – credit risk: | ||||||||
| UK | 1,343 | 1,075 | ||||||
| Other European Union | 111 | 126 | ||||||
| United States | 20 | 23 | ||||||
| Rest of the World | 118 | 74 | ||||||
| 1,592 | 1,298 | |||||||
| Specific provisions – country risk | 1 | 13 | ||||||
| 1,593 | 1,311 | |||||||
| General provisions – credit risk | 703 | 615 | ||||||
| – country risk | 57 | 57 | ||||||
| 2,353 | 1,983 | |||||||