Barclays.com  |  Important Info  |  Privacy Policy  |  Security  |  Site Map  |  Contact Us  |  Accessibility  |  Help
 
Annual Report and Annual Review 2004 downloads
Full PDFs File size
Full Annual Report 2004 2.9mb pdf
Full Annual Review 2004 1.2mb pdf
Notice of Meeting 2005 1.3mb pdf
Split PDFs File size
Annual Report, Section 1
Contents 36kb pdf
Financial highlights 36kb pdf
About Barclays 280kb pdf
Chairman’s statement 61kb pdf
Group Chief Executive’s statement 59kb pdf
Financial performance 69kb pdf
Corporate responsibility 116kb pdf
Annual Report, Section 2 - Impact
Directors and Officers of Barclays PLC 108kb pdf
Directors’ report 154kb pdf
Corporate governance report 261kb pdf
Barclays report on remuneration 194kb pdf
Accountability and audit 132kb pdf
Presentation of information 122kb pdf
Risk management 471kb pdf
Annual Report, Section 3 - Results
Financial data 113kb pdf
Business description 148kb pdf
Financial review 421kb pdf
Auditors’ reports 142kb pdf
Consolidated accounts Barclays PLC 227kb pdf
Notes to the accounts 423kb pdf
SEC FORM 20-F Cross reference 51kb pdf
Barclays Bank PLC Data 80kb pdf
US GAAP Financial Data 46kb pdf
Reconciliation of economic profit 45kb pdf
Shareholder information 64kb pdf
Group senior management and Principal offices 227kb pdf

EXCEL SPREADSHEETS DOWNLOADS INDEX

Directors’ section
2004 Annual Remuneration23kb xls
Executive Directors’ annual pension accrued assuming retirement at contractual age 21kb xls
Current executive Directors’: Illustration of change in value of share owned beneficially, or held under option or award under employment share plans during the year19kb xls
Executive Directors: Shares provisionally allocated and shares under option under Executive Share Award Scheme (ESAS)23kb xls
Executive Directors: Shares under option under Incentive Share Option Plan (ISOP)31kb xls
Executive Directors: Shares under option under Sharesave17kb xls
Directors: awards under closed Group incentive schemes17kb xls
Directors: interest in ordinary shares of Barclays PLC19kb xls
Risk management
Credit risk Management
Barclays internal credit ratings table16kb xls
Barclays Capital DVaR: summary table for 2004 and 200316kb xls
Table A: Contractual obligations15kb xls
Table B: Other commercial commitments15kb xls
Movement in fair value of commodity derivative positions15kb xls
Source of commodity derivative fair values15kb xls
Analysis of net positive commodity derivative fair value by counterparty credit risk rating15kb xls
Credit Risk Management
Table 1: Risk Tendency by Business Cluster15kb xls
Table 2: Loans and advances15kb xls
Table 3: Loans and advances by banking and trading books15kb xls
Table 4: Maturity analysis of loans and advances to banks17kb xls
Table 5: Interest rate sensitivity of loans and advances to banks15kb xls
Table 6: Interest rate sensitivity of loans and advances to customers15kb xls
Table 7: Loans and advances to customers booked in offices in the UK – banking business16kb xls
Table 8: Loans and advances to customers booked in offices in other European Union countries – banking business16kb xls
Table 9: Loans and advances to customers in offices in the United States – banking business16kb xls
Table 10: Loans and advances to customers booked in offices in the rest of the world – banking business14kb xls
Table 11: Total loans and advances to customers15kb xls
Table 12: Maturity analysis of loans and advances to customers17kb xls
Table 13: Loans and advances to borrowers in currencies other than the local currency of the borrower for countries where this exceeds 1% of total Group assets15kb xls
Table 14: Off-balance sheet and other credit exposures as at 31st December15kb xls
Table 15: Notional principal amounts of credit derivatives at 31st December14kb xls
Table 16: Non-performing loans summary15kb xls
Table 17: Non-performing Loans18kb xls
Table 18: Potential problem loans14kb xls
Table 19: Interest foregone on non-performing loans14kb xls
Table 20: Analysis of the provisions charge for bad and doubtful debts15kb xls
Table 21: Bad debt provisions charge ratios (‘Loan loss ratios’)15kb xls
Table 22: Analysis of provision balances for bad and doubtful debts16kb xls
Table 23: Provisions balance ratios15kb xls
Table 24: Movements in provisions charge for bad and doubtful debts15kb xls
Table 25: Amounts written off14kb xls
Table 26: Recoveries14kb xls
Table 27: Provisions charged against profit16kb xls
Table 28: Total provision balances for bad and doubtful debts at end of year16kb xls
Table 29: Specific provision charges for bad and doubtful debts by industry17kb xls
Table 30: Specific provision balances for bad and doubtful debts by industry17kb xls
Table 31: Analysis of amounts written off and recovered by industry14kb xls
Table 32: Total provisions balance coverage of non-performing loans14kb xls
Table 33: Total provisions balance coverage of potential credit risk lending (NPLs and PPLs)14kb xls
Table 34: Ratios of general and specific provision balances16kb xls
Table 35: Analysis of weighted-average receive fixed and pay fixed rates by reset maturity date and nominal amount at 31st December 200416kb xls
Financial Data Barclays PLC
Consolidated profit and loss account summary19kb xls
Selected financial statistics15kb xls
Consolidated balance sheet summary16kb xls
Weighted risk assets and capital ratios and Selected financial statistics14kb xls
Net interest income/Group net interest margin16kb xls
Prevailing average interest rates14kb xls
Financial Review
Results by nature of income and expense
Average balance sheet and net interest income (Assets)20kb xls
Average balance sheet and net interest income - (Liabilities and Shareholders' funds) 21kb xls
Changes in net interest income - volume and rate analysis- (interest receivable)17kb xls
Changes in net interest income - volume and rate analysis- (interest payable and Movement in net interest income)19kb xls
Net fees and commissions46kb xls
Dealing profits14kb xls
Other operating income16kb xls
Administrative expenses - staff costs15kb xls
Staff numbers16kb xls
Administrative expenses - other15kb xls
Depreciation and amortisation14kb xls
Provisions for bad and doubtful debts14kb xls
Profit /(loss) from joint ventures and associated undertakings14kb xls
Exceptional Items14kb xls
Tax16kb xls
Attributable profit (UK GAAP)/Net income (US GAAP)14kb xls
Shareholders’ equity15kb xls
Analysis of results by business
UK Banking16kb xls
UK Retail Banking16kb xls
UK Business Banking16kb xls
Private Clients and International17kb xls
Private Clients16kb xls
International16kb xls
Barclaycard16kb xls
Barclays Capital18kb xls
Barclays Global Investors16kb xls
Head office functions and other operations14kb xls
Capital resources
Barclays PLC Group and Barclays Bank PLC Group16kb xls
Capital ratios16kb xls
Capital resources (Tier 1, Tier 2 and Tier 3)19kb xls
Deposits
Deposits by banks and customer accounts15kb xls
Short-term borrowings
Short-term borrowings16kb xls
Securities
Book value and valuation of securities16kb xls
Government securities which exceed 10% of shareholders funds15kb xls
Maturities and yield of investment debt securities16kb xls
Life Assurance business
Available capital resources for life business:16kb xls
Off balance sheet arrangements
UK and US GAAP balance sheet16kb xls
Consolidated accounts Barclays PLC
Consolidated profit and loss account for the year ended 31st December 200418kb xls
Statement of total recognised gains and losses for the year ended 31st December 200415kb xls
Consolidated balance sheet as at 31st December 2004 (Assets)18kb xls
Consolidated balance sheet as at 31st December 2004 (Liabilities, minority and other interests and shareholders' funds and memorandum items)19kb xls
Consolidated statement of changes in reserves for the year ended 31st December 200417kb xls
Consolidated cash flow statement for the year ended 31st December 200420kb xls
Parent company accounts (profit and loss account and changes in reserves. Balance sheet)19kb xls
Notes to the accounts
Note 1
Dealing profits14kb xls
Note 2
Other operating income15kb xls
Note 3
Administrative expenses - staff costs15kb xls
Note 4
(1) Pension costs: Pension/regular costs15kb xls
(2) Total pension costs of the Group14kb xls
Note 5
(1) Administrative expenses – Other:Property and equipment expenses 14kb xls
(2) Fees paid to Group’s Auditors 15kb xls
Note 6
Depreciation and amortisation14kb xls
Note 7
Exceptional Items14kb xls
Note 8
Tax - UK Corporation tax16kb xls
Tax charge differences16kb xls
Note 10
Dividends - Barclays PLC15kb xls
Note 11
Earnings per 25p ordinary share - Barclays PLC14kb xls
Note 12
Treasury bills and other eligible bills14kb xls
Note 13
Loans and advances to banks16kb xls
Note 14
(1) Loans and advances to customers20kb xls
(2) Residual risk under finance leases 15kb xls
(3) Personal mortgage loans subject to non-recourse finance 14kb xls
Note 15
Provisions for bad and doubtful debts19kb xls
Note 16- Debt securities
Investment securities 16kb xls
Movements in investment securities15kb xls
Maturities of investment debt securities15kb xls
Note 17
Equity shares15kb xls
Note 18
(1) Interests in associated undertakings and joint ventures - share of assets16kb xls
(2) Principal associates of Barclays15kb xls
(3) Goodwill included within Barclays share of associate net assets15kb xls
(4) Summarised financial information of associated undertakings & joint ventures17kb xls
Note 19
Intangible fixed assets15kb xls
Note 20
Tangible fixed assets18kb xls
Note 21
Other assets15kb xls
Note 22
(1) Increase/decrease in shareholders interest in Retail long-term assurance funds15kb xls
(2) Principal economic assumptions used in calculating the value of shareholders interest in retail long-term assurance fund14kb xls
(3) Retail life fund assets attributable14kb xls
Note 23
Deposits by banks15kb xls
Note 24
Customer accounts17kb xls
Note 25
Debt securities in issue15kb xls
Note 26
Other liabilities, accruals and deferred income16kb xls
Accruals and deferred income14kb xls
Note 27
Deferred tax15kb xls
Note 28
Other provisions for liabilities and charges16kb xls
Note 29
Undated loan capital28kb xls
Note 30
Dated loan capital31kb xls
Note 31
Called up share capital, alloted and fully paid15kb xls
Share repurchase15kb xls
Note 33
Shareholders' funds17kb xls
Note 35
Analysis of Assets and liabilities - Assets and liabilities17kb xls
Assets pledged to secure liabilities17kb xls
Amount of assets pledged17kb xls
Note 36
Contingent liabilities and commitments16kb xls
UK obligations to purchase goods and services15kb xls
Future rental commitments under operating leases15kb xls
Aggregrate rental payments outstanding15kb xls
Note 37 Derivatives and other financial instruments
(1) Interest rate repricing - as at 31st December 200419kb xls
(2) Interest rate repricing - as at 31st December 200318kb xls
(3) Non trading currency risk15kb xls
(4) Daily value at risk16kb xls
(5) Unrecognised gains and losses on hedges17kb xls
(6) Derivatives held or issued for trading purposes - (2004)19kb xls
(7) Derivatives held or issued for trading purposes - (2003) 19kb xls
(8) Derivative financial instruments held for the purpose of managing non-trading exposures 18kb xls
(9) Derivative financial instruments held for the purpose of managing non-trading exposures - OTC foreign exchange derivatives16kb xls
(10) Maturity of notional principal amounts as at 31st December 200417kb xls
(11) Maturity of notional principal amounts as at 31st December 200318kb xls
(12) Maturity analyses of replacement cost and counterparty analyses of net replacement cost 17kb xls
Note 38
(1) Fair values of financial instruments - trading 16kb xls
(2) Fair values of financial instruments - non trading 20kb xls
Note 39
Reconciliation of operating profit to net cash flow from operating activities 16kb xls
Note 40
Acquisitions16kb xls
Note 41
164 Analysis of the net outflow of cash in respect of the acquisitions14kb xls
Note 42
Net cash outflow from formation of FCIB15kb xls
Sale of group undertakings15kb xls
Note 43
Changes in financing during the year15kb xls
Note 44
Analysis of cash balances16kb xls
Note 45
Related party transactions – Pension funds, unit trusts and investment funds15kb xls
Note 46
Directors' and officers emoluments and interests15kb xls
Contracts with Directors16kb xls
Note 47
Other entities17kb xls
Subsidiaries undertakings excluded from consolidation16kb xls
Note 48
Segmental analysis by class of business32kb xls
Segmental analysis - by geographical segments25kb xls
Note 49 Retirement benefits
(1) Financial assumptions used in actuarial valuations (a) 15kb xls
(2) Assets and liabilities of schemes and assumed long term real rates (b) 20kb xls
(3) Surpluses and deficits relating to pension schemes(c) 15kb xls
(4) Deficit relating to post-retirement health care 14kb xls
(5) Analysis of amounts charged to operating profit (d) 15kb xls
(6) Analysis of amounts included as other finance income (e) 14kb xls
(7) Analysis of amounts included in the statement of total recognised gains and losses 200416kb xls
(8) Analysis of amounts included in the statement of total recognised gains and losses 200316kb xls
(9) Analysis of amounts included in the statement of total recognised gains and losses 200215kb xls
(10) Analysis of movements in pension scheme and post-retirement healthcare surpluses/(deficits) during 200416kb xls
Note 50
Subsidiary undertakings18kb xls
Note 52 Differences between UK GAAP and US GAAP accounting principals
(1) Attributable profit of Barclays PLC Group (UK GAAP) 20kb xls
(2) Summarised balance sheet17kb xls
(3) Goodwill 16kb xls
(4) Intangible assets 16kb xls
(5) Pension cost and post-retirement benefits - Components of the pension and post retirements expense 16kb xls
(6) Pension cost and post-retirement benefits - Assumed health care trend rates 14kb xls
(7) Pension cost and post-retirement benefits - Pension schemes and post retirement benefits under US GAAP 18kb xls
(8) Pension cost and post-retirement benefits - Minimum liability, intangible asset and other comprehensive income 15kb xls
(9) Pension cost and post-retirement benefits - Percentage of fair value 15kb xls
(10) Estimated future benefit payments15kb xls
(11) The weighted-average assumptions used to determine net periodic benefit cost15kb xls
(12) The weighted-average assumptions used to determine benefit obligations for pensions15kb xls
(13) Deferred tax 14kb xls
(14) Compensation arrangements - Analysis of movement in the number and weighted average exercise price of options 16kb xls
(15) Compensation arrangements - Range of exercise prices, number and weighted average exercise price of options16kb xls
(16) Compensation arrangements - Range of exercise prices, weighted average fair values at the date of grant using Black-Scholes model 15kb xls
(17) Compensation arrangements - Range, Weighted average exercise price, weighted average remaining contractual life and number of options outstanding 17kb xls
(18) Share compensation schemes - Range, weighted average exercise price and number of options exercisable 16kb xls
(19) Earnings per share 16kb xls
(20) Employee share under option14kb xls
(21) Fair value of securities - description of securities 15kb xls
(22) Internal use software 15kb xls
(23) Derivatives - Adjustment to net income 16kb xls
(24) Consolidation - Activity 15kb xls
(25) Consolidation - Variable interest in VIEs17kb xls
(26) Securitisation - Movement in fair value of retained interests during the period 15kb xls
(27) Securitisation - Key assumptions used in measuring the interest only strip 15kb xls
(28) Securitisation - Servicing liabilities recognised and amortised 15kb xls
(29) Securitisation - Cash flows between group and the securitisation vehicles 15kb xls
(30) Securitisation - Key economic assumptions and a sensitivity analysis showing the hypothetical effect on the fair value16kb xls
(31) Securitisation - Information about principal balances of managed and securitised receivables 15kb xls
(32) Securitisation 15kb xls
(33) Collateral - Repos and reverse repos 15kb xls
(34) Guarantees - Maturity analysis of guarantees15kb xls
(35) Asset retirement obligation15kb xls
(36) Total assets - Netting 15kb xls
(37) Changes in US GAAP - Shareholders' Funds14kb xls
Note 53
Consolidated statement of cashflows15kb xls
Note 54
Regulatory capital requirements 15kb xls
Note 56
Ratio of earnings to fixed charges and preference share dividends 15kb xls
SEC Form 20-F cross reference and other information
Currency of presentation 16kb xls
Consolidated accounts Barclays Bank PLC
Consolidated profit and loss account for the year ended 31st December 200418kb xls
Statement of total recognised gains and losses for the year ended 31st December 200415kb xls
Consolidated balance sheet as at 31st December 2004 (Assets)17kb xls
Consolidated balance sheet as at 31st December 2004 (Liabilities) 19kb xls
Consolidated statement of changes in reserves as at 31st December 200416kb xls
Consolidated cash flow statement for the year ended 31st December 200415kb xls
Notes to the accounts
a) Other operating income15kb xls
b) Administrative expenses - staff costs 15kb xls
c) Called up share capital 15kb xls
d) Dividends14kb xls
e) Reconciliation of operation profit to net cash flow from operating activities 14kb xls
f) Changes in financing during the year 15kb xls
g) Segmental analysis 15kb xls
h) Differences between UK and US accounting principles - Barclays Bank PLC 19kb xls
Financial data Barclays Bank PLC
Selected financial statistics/Selected profit and loss account data/Selected balance sheet data 18kb xls
US GAAP financial data
Selected financial statistics 16kb xls
Selected financial statement data16kb xls
Reconciliation of Economic Profit
Reconciliation of Economic Profit17kb xls
Shareholder information
Pence per 25p ordinary share 15kb xls
US Dollars per 25p ordinary share 14kb xls
US Dollars per American Depositary Shares 15kb xls
Shareholder information
Trading market for ordinary shares of Barclays PLC 16kb xls
Shareholdings at 31st December 200317kb xls
Disclaimer and Forward-looking Statements   © Barclays PLC 2005