Barclaycard is a multi-brand international credit card and consumer lending business; it is one of the leading credit card businesses in Europe.
In the UK, Barclaycard manages the Barclaycard branded credit cards and other non-Barclaycard branded card portfolios including Monument, SkyCard and Solution Personal Finance. In consumer lending, Barclaycard manages both secured and unsecured loan portfolios, through Barclays branded loans, mostly Barclayloan, and also through the FirstPlus and Clydesdale Financial Services businesses.
Outside the UK, Barclaycard provides credit cards in the United States through Barclaycard US (previously Juniper), Germany, Spain, Greece, Italy, Portugal and a number of other countries. In the Nordic region, Barclaycard operates through Entercard, a joint venture with FöreningsSparbanken (Swedbank).
Barclaycard Business processes card payments for retailers and issues purchasing and credit cards to business customers and to the UK Government.
Barclaycard works closely with other parts of the Group, including UK Retail Banking, UK Business Banking and International Retail and Commercial Banking, to leverage their distribution capabilities.
