As at 31st December
| 2005 | 2004 | |
| £m | £m | |
| Assets(a) | ||
| Cash and other short-term funds | 5,807 | 3,525 |
| Treasury bills and other eligible bills | n/a | 6,658 |
| Trading and financial assets designated at fair value | 251,820 | n/a |
| Derivative financial instruments | 136,823 | n/a |
| Debt securities and equity shares | n/a | 141,710 |
| Loans and advances to banks | 31,105 | 80,632 |
| Loans and advances to customers | 268,896 | 262,409 |
| Available for sale investments | 53,497 | n/a |
| Reverse repurchase agreements and cash collateral | ||
| on securities borrowed | 160,398 | n/a |
| Insurance assets, including unit-linked assets | 114 | 8,576 |
| Property, plant and equipment | 2,754 | 2,282 |
| Other assets | 13,143 | 32,389 |
| Total assets | 924,357 | 538,181 |
| Liabilities(b) | ||
| Deposits and items in the course of collection due to banks | 77,468 | 112,229 |
| Customer accounts | 238,684 | 217,492 |
| Trading and financial liabilities designated at fair value | 104,949 | n/a |
| Liabilities to customers under investment contracts | 85,201 | n/a |
| Derivative financial instruments | 137,971 | n/a |
| Debt securities in issue | 103,328 | 83,842 |
| Repurchase agreements and cash collateral on securities lent | 121,178 | n/a |
| Insurance contract liabilities, including unit-linked liabilities | 3,767 | 8,377 |
| Subordinated liabilities | 12,463 | 12,277 |
| Other liabilities | 14,918 | 87,200 |
| Total liabilities | 899,927 | 521,417 |
| Shareholders' equity(c) | ||
| Shareholders' equity excluding minority interests | 17,426 | 15,870 |
| Minority interests(d) | 7,004 | 894 |
| Total shareholders' equity | 24,430 | 16,764 |
| Total liabilities and shareholders' equity | 924,357 | 538,181 |
Notes
- Assets: Cash, loans and advances, investments and physical and intangible assets which represent the business of the Group.
- Liabilities: Deposits and customer accounts and other amounts due to outside parties.
- Shareholders' Equity: The residual interest of shareholders in the reported amounts of the assets of the business after deduction of the claims represented by liabilities.
- Minority Interests: The interests of others in certain subsidiaries of the Group, for example Absa.
